Long-term care insurance (LTCI) is a type of policy that covers the cost of services that accrue during long-term care events.  Most often, LTCI covers fees that Medicaid, Medicare, and ordinary health insurance will not.

Some costs covered by LTCI include:

➢    Help with daily activities such as cleaning, bathing, and dressing.
➢    Visiting nurses.
➢    Nursing home care.
➢    Community programs
➢    Rehabilitation
➢    Assistive technology

Furthermore, when you own long-term care insurance, you have the right to make important choices about where you will be cared for, how and by whom.

By owning long-term care insurance:

•    You remain in your own home for as long as you choose.
•    It reduces the physical, mental and emotional strain of your spouse, your partner and your children should you need special care.
•    Your estate is preserved for your children and grandchildren to enjoy.
•    You will not be a financial burden to your family or heirs.
•    You will not have to rely on Medicaid for all your health care needs.

Call (888)-322-7678 today for your complimentary phone consultation and speak with an ARS agent about long-term care insurance.

You can also fill out our Initial Policy Informationform online right now!